Skipping Town is pleased to offer a more comprehensive policy compared to most cruise lines. If you wish to discuss your options, feel free to contact me before making a purchase decision. If the cruise is far enough in the future and you are ready to book now, you can book the cruise and decline the insurance. I can then add the insurance - no matter what type you decide to get - after the sale.
Should you purchase travel insurance in the first place? It depends. Do you have a loved one who may require your immediate attention in an emergency? Do you have to travel long distances by car to reach your cruise? (What if you get a flat tire along the way and miss your embarkation?) These are all example situations where cruise insurance through Skipping Town can protect your vacation investment.